Association insurance is our specialty. Not a sideline.
For most agencies, associations are one line of business among many. For us, they are the specialty. Our carrier relationships, our checklists and our team are built around townhome, condo and homeowners associations in Minnesota.

Same policy names. Very different renewal.
Drag the handle. The left side is how a renewal usually goes at an agency that writes a little of everything. The right side is how it goes here.
Drag, or use the arrow keys on the handle
Specialists, not generalists.
We know the Minnesota Common Interest Ownership Act, your coverage form, and what your lender will ask for before you do. A generalist learns it on your account.
100% of our work is associations
The whole market, every time.
The carriers that write associations best do not quote through every agency. We take yours to all of them, with the same values and the same story, so the board chooses from real options.
30+ carriers, including association-only programs
Preferred by the managers who see it all.
Management companies compare agencies across hundreds of associations. Virtually every major property management company in the Twin Cities lists us as a preferred vendor.
Preferred vendor, Twin Cities
One page the board can actually vote on.
Every option side by side, every deductible in dollars, every gap named, and our recommendation. Board members should not need an insurance license.
One proposal, plain English
Still here after the policy is bound.
A claims manager who handles association claims all day. Certificates in minutes. Risk management guides and a free Coverage Double Check between renewals.
200+ five-star reviews
Insurance Warehouse has been there for us, for years. We couldn't imagine using any other insurance agency. Their service is always incredibly fast, and they proactively look out for us when our policies renew.Association client · Google review
Ready for a second opinion?
Send us your current policy. We review it, show you the gaps in plain English, and there is no obligation to work with us afterward.




















