Why Choose Insurance Warehouse

Why Insurance Warehouse

Association insurance is our specialty. Not a sideline.

For most agencies, associations are one line of business among many. For us, they are the specialty. Our carrier relationships, our checklists and our team are built around townhome, condo and homeowners associations in Minnesota.

Townhomes along a lake
Golden Valley, Minnesota
The difference

Same policy names. Very different renewal.

Drag the handle. The left side is how a renewal usually goes at an agency that writes a little of everything. The right side is how it goes here.

At a generalist agency

  • Whoever is free works your account
  • One or two carriers see the renewal
  • Last year's values plus a percent
  • The board receives a quote
  • Certificates: call the office and wait
  • A claim: here is a phone number

At Insurance Warehouse

  • A team that does associations and nothing else
  • Every carrier that fits, thirty and counting
  • Values re-checked against Minnesota rebuild cost
  • The board receives one page it can vote on
  • Certificates in minutes through EOI Direct
  • A claims manager who does this all day
GeneralistInsurance Warehouse
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Drag, or use the arrow keys on the handle

01

Specialists, not generalists.

We know the Minnesota Common Interest Ownership Act, your coverage form, and what your lender will ask for before you do. A generalist learns it on your account.

100% of our work is associations
Property manager checking the exterior of a townhome
02

The whole market, every time.

The carriers that write associations best do not quote through every agency. We take yours to all of them, with the same values and the same story, so the board chooses from real options.

30+ carriers, including association-only programs
Townhomes along a lake
03

Preferred by the managers who see it all.

Management companies compare agencies across hundreds of associations. Virtually every major property management company in the Twin Cities lists us as a preferred vendor.

Preferred vendor, Twin Cities
Proposal documents on a desk
04

One page the board can actually vote on.

Every option side by side, every deductible in dollars, every gap named, and our recommendation. Board members should not need an insurance license.

One proposal, plain English
Community pool seen from above
05

Still here after the policy is bound.

A claims manager who handles association claims all day. Certificates in minutes. Risk management guides and a free Coverage Double Check between renewals.

200+ five-star reviews
Lit sidewalk at night
Insurance Warehouse has been there for us, for years. We couldn't imagine using any other insurance agency. Their service is always incredibly fast, and they proactively look out for us when our policies renew.Association client · Google review
The people

Twenty people who do this all day.

Meet the team →

Ready for a second opinion?

Send us your current policy. We review it, show you the gaps in plain English, and there is no obligation to work with us afterward.

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