Can we change our policy renewal date to better align with our budget?

Yes, there are two primary ways to adjust your renewal date. We can “short-rate” your current policy, which involves canceling the existing policy early and starting a new 12-month term on your preferred date. Alternatively, we can request an extension endorsement from your current carrier to push the expiration date out by a few months. We will work with you to analyze which option is more cost-effective, as short-rating can sometimes involve a small cancellation penalty from the carrier.