What are the financial benefits of a “Bare Walls” policy?

The primary benefit is a lower Master Policy premium. By excluding interior finishes from the Association’s coverage, the total value being insured by the carrier drops. While this saves the Association money, it creates a “Walls-In” responsibility for the owner. For the most accurate estimate of potential savings, we recommend a side-by-side quote comparison showing your current “All-In” coverage versus a “Bare Walls” alternative.