Adequate Lighting Is a Liability Control, Not Just a Utility Bill

Adequate Lighting on the Property

Part of the Insurance Warehouse HOA Risk Management Series: five short guides for association boards and property managers. A printable one-page version is at the end of the article.

Adequate lighting means enough light for a person to safely do what they are there to do: walk to a car at night, climb a stairwell, find a unit entry, or read a sign. When lighting falls short, slips, falls, break-ins and vehicle accidents all become more likely, and the association’s share of the blame grows with them.

Why it matters

  • Poor lighting is a common thread in premises claims. Someone misses a curb, a step or a pothole they would have seen in daylight.
  • Dark corners and unlit landscaping give people with bad intentions a place to wait. Millions of crimes a year happen in parking lots.
  • Residents notice. A well-lit property feels safer, shows better, and supports property values.
Well-lit parking lot at night
A well-lit parking lot helps drivers see curbs, wheel stops and pedestrians.

Where lighting is needed most

  • Parking lots and garages. Poor lighting hides cracks, wheel stops, curbs and oncoming vehicles, and makes it hard to judge distance.
  • Stairways, interior and exterior. Dim stairs make it hard to judge step height and depth, which leads to bad falls.
  • Landscaped areas and shrubbery along walkways, entries and building corners, where concealment is the risk.
  • Building entries, mail areas, trash enclosures, corridors and elevators.
Sidewalk lit by street lamps at night
Walkways, entries and building corners should be lit well enough to read a sign.

Lighting checklist

A simple habit
Add a night walk to the monthly inspection. It takes fifteen minutes and catches most lighting problems before a resident or a claim does.

Printable version

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